First Home Buyers
Buying your first home is a major life stage. It is one of the most significant purchases you’ll make in your lifetime.
The market for first time buyer mortgages is vibrant. Many elements of the market have changed over the years, including criteria for eligibility so it can be overwhelming! It can be daunting and stressful. How much can you borrow? Do you have enough deposit? Can you use Kiwisaver or Tenant Home Ownership? What is P&I repayments? What is LVR?
Our panel of mortgage brokers help First Home Buyers get off to the best start with their first home loan. No matter your life stage – it’s best to put the best foot forward when buying a property for the first time. Our panel mortgage brokers will be with you the whole process - from your initial enquiry until you purchase your new home and are moving in. Our panel mortgage brokers will always be available to help you - to talk about what mortgage is available, discussing what interest rates are best for you and what do all these new words mean. Having the personal touch from your mortgage broker goes a long way to get you through the whole process.
A home loan pre-approval or conditional offer is a completed application without a property in mind. With the help of your panel mortgage broker, you will have to meet the conditions of the pre-approval. These may include a registered valuation and providing a sale and purchase agreement however these can’t be provided until you have found that dream home that you want to buy.
With a pre-approval:
You'll discover how much you can confidently offer when you find the right home & eliminate properties beyond your price range.
Learn your best financing options from a registered financial adviser and accredited mortgage broker.
Find out what interest rates are available and lock in a rate if you want.
Pre-approval could help you win a bidding war against others who may not qualify.
You will be considered a more serious home buyer than someone who is “just looking”.
Contact Us to ask a panel mortgage broker a question or
start the Pre-Approval process by Clicking Here