Insurance That Matters

A new property is quite an increase in your commitments. It takes a lot of hard work to acquire assets, so it makes good sense to have adequate protection along the way. This not only means having your property and contents covered, but also ensuring that you and your family will be protected in the event of accident, injury or death. Aim Finance can help you arrange the necessary cover.

Life (Risk) Insurance

Life insurance to cover your home loan is essential because, unless you are independently wealthy, your ongoing good health is necessary for you to continue to meet your mortgage repayments. There is a wide variety of types of life insurance such as:

Among these people generally require enough insurance so that in the event of terminal illness or death, their dependents will be able to repay the mortgage and have money to live on. What about if something happens to you such as a loss of a job, permanent disability or a trauma will there be sufficient to cover these needs for medical treatment etc and keep up mortgage payments.

You are not expected to know everything about life insurance so speak to us and we will suggest what cover is appropriate and affordable. Contact us now.

House Insurance

This is a must when you purchase a home and take out a mortgage. You need to take out replacement value which means your peace of mind knowing that should something happen to your home it will be replaced. It is based on the square metres of your home or investment property so contact us and let us know so that we can provide a quote for you.

Home Building Insurance

If you are building your home the lending institution will require you to have your home building insurance in place in order for them to settle on your home loan. This should be arranged immediately.

Home Contents and Car Insurance

Make sure your assets are protected. Many people choose to combine their home, contents and car insurance as this is often less expensive than having separate policies.

Loan Repayment Insurance

This does the same as mortgage repayment cover that is part of life insurance however this covers other types of loans such as personal loans, car loans etc. It is not income tested and often the amount can be added to the loan so you are not having additional premium commitments. You are covered for situations such as:

Landlords Insurance This is a policy especially for landlords in protecting their asset

Some of the things you might be protected against include: